Loan Rates
Loan Applications are available when you login to Online Banking. If you need help signing up or accessing our online banking site, please contact us. We're here to help.
All rates are APR (Annual Percentage Rate)
***Sample Repayment Term Below
| Term | APR | % Down | Minimum Loan Amount |
|---|---|---|---|
| 0-48 Months | 8.00% - 16.50% | 0% | $0.00 |
| 49-60 Months | 8.00% - 16.50% | 0% | $0.00 |
| 61-66 Months | 8.00% - 17.50% | 0% | $0.00 |
| 67-72 Months | 8.75% - 17.50% | 0% | $0.00 |
| 73-84 Months | 9.25% - 18.00% | 0% | $0.00 |
New/Used Boat-RV | |||
| 0-48 Months | 7.75%-16.50% | 0% | $0.00 |
| 49-72 Months | 8.75-17.50% | 0% | Max $20k |
| 73-120 Months | 9.49%-17.99% | 0% | Min $25K |
| 121-180 Months | 10.50%-17.99% | 0% | Min $30K |
For Auto loans with 125+ mileage and scores less than 640 add 1% | |||
Auto Loans Greater Than 10 Years Old | |||
| 0-48 Months | 8.25% - 17.50% | 0% | $0.00 |
| 49-60 Months | 8.5% - 18.00% | 0% | $0.00 |
Repayment Schedule
- New or Current Year: 36-84 Months
- Used Vehicles 2022 - 2017: 36-72 Months
- Used Vehicles 2016 - 2014: 36-60 Months
- Used Vehicles 2013 & Older: 36 Months
Prices cannot exceed NADA Value (with the exception of the purchase of GAP Insurance)
No annual Fee VISA Cards:
- VISA Classic: 12.00% APR
- Student VISA 12.00% APR
- VISA Gold: 9.60% APR
- VISA Platinum: 7.80% APR
Personal Loans
- Open-ended loans 8.25%-18.00% APR - 42 Months
- Closed-ended loans 8.25%-18.00% APR - 60 Months
** Signature Loan and VISA limit combinations cannot exceed $25,000.00
***Sample Repayment Term: 48 monthly payments of $27.83 per $1,000 borrowed.
Share Rates
Aeroquip Credit Union is committed to helping you achieve your financial goals.
| Term | Dividend Rate | Annual Percentage Yield |
|---|---|---|
| 6 Months | 0.15% | 0.15% |
| 1 Year | 0.25% | 0.25% |
| 2 Years | 0.30% | 0.30% |
| 3 Years | 0.35% | 0.35% |
| 4 Years | 0.50% | 0.50% |
| 5 Years | 0.70% | 0.70% |
Minimum certificate amount to earn the above stated Annual Percentage Yield is $1,000.00. Rates are reviewed weekly. Please contact Aeroquip Credit Union to obtain current rate information. A penalty will be charged for early withdrawals.
Share Savings Program
- Last quarter, ACU paid a dividend of 0.02% on savings with an Annual Percentage Yield of 0.02%
- Last quarter, ACU paid a dividend of 0.01% on share drafts, with an Annual Percentage Yield of 0.01%
- Last quarter, ACU paid a dividend of 0.02% on Christmas and Vacation Club accounts, with an Annual Percentage Yield of 0.02%
Rates subject to change quarterly.
**Fees may reduce earnings on accounts.
| Term | Dividend Rate | Annual Percentage Yield |
|---|---|---|
| $2,500.00-$9,999.99 | 0.05% | 0.05% |
| $10,000.00-$24,999.99 | 0.10% | 0.10% |
| $25,000.00 & above | 0.15% | 0.15% |
Rates are determined by the Board of Directors and may change at any time.
Go to main navigation